Here's how the storm damage insurance claim process works:
Step 1: Damage Inspection
Call our main office (or your local office listed on our contact page) to schedule a free inspection or fill out the form on the website, and you will be contacted immediately by a representative. The purpose of this inspection is to see if you have storm damage and to determine whether or not it will warrant an insurance claim.
Note: If sufficient damage is found, we recommend that you contact your insurance company to file a property claim.
Step 2: Insurance Inspection
Your The Edge Contracting Representative will meet with your insurance company's adjustor at your property on the day of your scheduled insurance inspection. We recommend having a contractor at your property when the adjustor arrives to serve as an advocate for you.
Our representative will walk the property with your insurance adjuster during the inspection to insure that all property damage is accounted for.
Step 3: Construction
You will receive an adjuster's report from your insurance company detailing the storm damage that was found at your property and how much they are willing to pay for the necessary repairs. Your Edge Contracting representative will review the estimate to see that the scope and price are adequate for the restoration of your property.
If we feel that the proper repairs cannot be completed with the allotted amount of money, The Edge Contracting LLC
will submit a new estimate for repairs to your insurance provider. The Edge Contracting LLC will deal directly with your insurance company on your behalf to settle on a price. This is done to make sure that adequate funds are available for the necessary repairs on your property. After the insurance company and The Edge Contracting have settled on a price for repairs, your representative will work with you to select project materials and decide on a date to begin construction.
Step 4: Payments and Warranty
Upon completion of your project, you're the Edge Contracting LLC Representative and/or the local Manager of Operations will do a final walk-through of your property with you (if possible).
The Edge Contracting will submit a final invoice to your insurance company to notify them that all repairs are complete. At that time, any remaining funds held by insurance will be released to you. When all insurance payments are in your possession, your The Edge Contracting LLC
Representative will arrange a time for final project close-out. During this final close-out appointment, your The Edge Contracting LLC
Representative will collect all remaining payments due and provide you with the final close-out paperwork as agreed between you, the property owner, and your The Edge Contracting Representative.
Our painless storm damages claims process takes just four easy steps: